If you drive for Uber in Florida, you are probably wondering what rideshare insurance costs per month in 2026. Based on current quote data, Florida rideshare drivers pay a median of about $185 per month for a rideshare endorsement, with…
If you drive for Uber or Lyft in Texas, you have probably asked yourself what rideshare insurance really costs each month. Based on 2026 industry data, rideshare drivers in Texas pay about $124 per month on average for a personal…
Adding a rideshare endorsement to your existing policy is simpler than most drivers expect. You call your insurer or agent, tell them you drive for Uber or Lyft, and ask them to add the endorsement. The change often takes effect…
If you drive for Uber and still rely only on your personal auto policy, you are driving with a gap in coverage that could cost you thousands. Two products close that gap: a rideshare endorsement and a hybrid auto insurance…
Rideshare insurance runs on a simple idea with tricky consequences: the coverage protecting you changes with what your app is doing. App off, waiting for a request, driving to a pickup, passenger on board. Each of these is a different…
Period 1 is the stretch of time when your rideshare app is on and you are waiting for a ride request. No passenger, no accepted trip, just you and the app, available for work. It matters because it is the…
Short answer: most part time drivers do not need it. If you drive UberX or standard Lyft with your own car, a rideshare endorsement added to your personal auto policy is usually enough to keep you properly covered. A full…
If you want to drive Uber with your own car in 2026, you need two layers of insurance working together. First, your own personal auto policy that meets your state minimum liability limits and lists you as a covered driver.…